Helping You Navigate Towards Your Retirement Destination

Helping You Meet Your Retirement Income Goals That Can Last a Lifetime

Establishing a monthly stream of retirement income to last a lifetime can be an overwhelming task to consider. You may wonder:


“How will I know if I have enough?”

“Will I be able to maintain my current lifestyle?”

“Will my loved ones be okay?’

“In what order should I withdraw from my various accounts?”

“Am I at risk of outliving my savings?”

“How can I reduce the amount I pay in taxes?”


Don’t worry…MasterPlan Retirement Consultants is here for you. Based on your specific financial situation and retirement goals, we employ a variety of strategies to help ensure you’ll have adequate retirement income to last a lifetime. 

What strategies are available?

  • Investment Allocation

    It’s important to maintain a diversified investment portfolio throughout retirement. While it’s wise to shift a portion of your portfolio from higher-risk growth investments to lower-risk vehicles, keep in mind that your retirement is a long-term investment. Many people live 20-30 years in retirement, so it’s important to invest in assets that will continue growing over time. This can help offset inflation and maintain your purchasing power throughout retirement.

  • Systematic Withdrawals

    We help you establish a schedule for withdrawing from your investments during retirement. By implementing systematic withdrawals, we are able to control the amount you take from your retirement savings, which can help ensure you have enough assets to last a lifetime.

  • Life Insurance

    When employed correctly, life insurance can play an important role in protecting your wealth and providing for your loved ones should you pass away. But did you know that life insurance can also help create a steady source of retirement income? This income source can be especially valuable during periods of market volatility, as it can prevent the need to sell your investments at a loss to fund your income needs. 


    We help you identify life insurance options that meet your needs, protect your loved ones and generate an additional source of retirement income. 

  • Annuities

    One of the most important pieces of a successful retirement is establishing a source of money to last for the rest of your life. As you near retirement, we help evaluate opportunities to provide lifetime monthly income. Based on your specific needs, we implement a low-risk income strategy to cover your monthly expenses. This may include appropriate annuities that provide monthly lifetime payments.

  • Market-Risk-Free Products

    We believe it is important to take a certain percentage of your net worth out of the market. With this portion, we invest in market-risk-free products, such as CDs. This part of your portfolio provides stability so we can seek growth in other areas.