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The new federal budget bill makes the 2017 tax cuts permanent, creates a temporary senior deduction, and raises estate exemptions, but also adds $3.4 trillion to national debt while cutting social safety nets. On this episode of Retirement Roadmap, Mark and Evan Fricks explore what these changes mean for retirement planning and identify strategies to maximize the limited window of opportunity created by today's low tax environment.
On this episode of Retirement Roadmap, Evan and Mark explore how to maximize your 401(k) balance and integrate it effectively into your overall retirement strategy.
On this episode of Retirement Roadmap, Evan and Mark discuss how the Income-Related Monthly Adjustment Amount (IRMAA) is a Medicare surcharge that can significantly increase your healthcare costs in retirement based on income from two years prior.
On this episode of Retirement Roadmap, Evan and Mark examine essential mid-year financial steps that could help you finish the year strong and brighten your financial future. Time flies by quickly, making it crucial to check in on your financial goals periodically rather than putting them off indefinitely.
On this episode of Retirement Roadmap, Evan and Mark discuss how longevity risk presents a significant challenge for retirees, with medical advancements potentially extending lifespans and creating decades-long retirements that require careful financial planning.
On this episode of Retirement Roadmap, Evan and Mark discuss how Social Security has reached a milestone with the average check surpassing $2,000 monthly for the first time in June 2025, but this achievement highlights serious concerns about retirement security in America.
On this episode of Retirement Roadmap, Evan and Mark explore eight common retirement planning myths that could potentially derail your financial future and explain why these outdated beliefs may no longer apply to today's retirement landscape.
On this episode of Retirement Roadmap, Evan and Mark explore the unexpected financial shocks that can derail even the most carefully constructed retirement plans and discuss strategies to help prepare for these challenges.
On this episode of Retirement Roadmap, Evan and Mark dive deep into the strategies and considerations for those experiencing job loss within five years of retirement. Rather than making panic-driven decisions, we explore how to take stock of your situation, protect what you've built, and potentially discover that retirement is closer than you think.
On this episode of Retirement Roadmap, Evan and Mark discuss how the traditional rules of retirement planning have changed dramatically in recent decades, calling for new strategies to generate plans for reliable income regardless of market conditions. Increased market volatility since 2000 has rendered the old "4% rule" obsolete, now reduced to 2.8%, while tax implications, sequence of returns risk, and the shift from pensions to 401(k)s create additional challenges.
